The following Terms and Conditions (“Terms”) govern all use of the Tori Trades Product (“Product”) and all content, services, and products available at or through Tori Trades, a company owned by Victoria Duke (“Owner”).

Please read these Terms carefully before purchasing or using the Product. By accessing or using any part of the Product, you agree to be bound by these Terms. If you do not agree to all the Terms, you may not access the Product or use any services.

1. Content & Purpose

1.1 The Product content, including but not limited to information, resources, and strategies, is provided for educational commentary purposes only. Neither Tori Trades nor Victoria Duke provides investment, legal, or tax advice. The Product should not be construed as professional financial advice.

1.2 Any financial information is as of the date published or indicated and is subject to change without notice. Any forward-looking statements or forecasts are based on assumptions, and actual results may vary.

2. Refunds

There are no refunds or credits for partially used periods.

3. Intellectual Property

3.1 All content included in or made available through the Product — including but not limited to text, graphics, logos, images, the compilation thereof, and any software — is the property of Tori Trades and is protected by international copyright laws.

3.2 You may not duplicate, copy, or reuse any portion of the HTML/CSS, JavaScript, or visual design elements or concepts without express written permission from Tori Trades.

4. Warranty and Liability

4.1 Tori Trades provides the Product “as is” and “as available”, without warranty of any kind. Neither Tori Trades nor its suppliers or licensors make any warranty that the Product will be error-free or that access will be continuous or uninterrupted.

4.2 In no event will Tori Trades, its suppliers, or licensors be liable for any special, incidental, or consequential damages, under any contract, negligence, strict liability, or other legal or equitable theory.

5. Miscellaneous

5.1 These Terms represent the entire agreement between you and Tori Trades concerning the Product.

5.2 If any part of these Terms is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect.

5.3 Tori Trades reserves the right to modify these Terms at any time without prior notice.

Last Updated: August 1, 2025